{"id":41,"date":"2026-10-04T11:00:00","date_gmt":"2026-10-04T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/homesofnyrealty-com\/2026\/10\/04\/homebuyers-remain-resilient-amid-stable-mortgage-rates\/"},"modified":"2026-10-04T11:00:00","modified_gmt":"2026-10-04T11:00:00","slug":"homebuyers-remain-resilient-amid-stable-mortgage-rates","status":"publish","type":"post","link":"https:\/\/www.homesofnyrealty.com\/blog\/2026\/10\/04\/homebuyers-remain-resilient-amid-stable-mortgage-rates\/","title":{"rendered":"Homebuyers Remain Resilient Amid Stable Mortgage Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>With mortgage rates holding steady at 6.77%, it\u2019s no surprise we\u2019re seeing mortgage application volumes stall. Purchase applications slipped by 2% this week and are down 3% from last year, as affordability continues to weigh on buyers\u2019 minds. Interestingly, refinance activity picked up by 2%, even as the average loan size dropped to its lowest point since June 2025. Adjustable-rate mortgages have also dipped to 7.7%. Having spent over three decades navigating changing markets for sellers, asset managers, and banks, I\u2019ve seen firsthand how these shifts impact both buyers and sellers. Clear communication and tailored strategies are key to moving forward in a market defined by rate inertia and evolving affordability.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/us\/mortgage-industry\/market-updates\/mortgage-applications-stall-as-rate-inertia-squeezes-buyers\/586691\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With mortgage rates holding steady at 6.77%, it\u2019s no surprise we\u2019re seeing mortgage application volumes stall. Purchase applications slipped by 2% this week and are down 3% from last year, as affordability continues to weigh on buyers\u2019 minds. Interestingly, refinance activity picked up by 2%, even as the average loan size dropped to its lowest [&hellip;]<\/p>\n","protected":false},"author":480,"featured_media":42,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-41","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/posts\/41","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/users\/480"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/comments?post=41"}],"version-history":[{"count":0,"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/posts\/41\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/media\/42"}],"wp:attachment":[{"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/media?parent=41"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/categories?post=41"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.homesofnyrealty.com\/blog\/wp-json\/wp\/v2\/tags?post=41"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}